Close 2–3 Days Faster on 80% of Appraisals

With Class Valuation Underwriting Engine (CVUE), we’re moving away from the AMC model to complete Underwriting and Appraisal Assurance. You get certainty of execution, guaranteed repurchase defense, and freedom from internal reviews on 80% of appraisals.

2-3 days

saved per eligible appraisal

80%

Of conventional appraisals qualify

$100

Saved per file in UW labor costs

$8000

Estimated savings per 100 appraisals

What lenders are saying about CVUE

The Problem

As a lender, you review every appraisal with your most expensive internal resource — your underwriters. You do it because you can't assume the AMC or appraiser has done it right. Class Valuation is the first AMC breaking that mold.

The Trust Problem

Your underwriters review every appraisal because you can't trust the AMC. That's 30–60 minutes spent on every file, even low-risk ones.

The Revision Loop

1 in 4 appraisals triggers a revision request, causing a 1–3 day cycle between the AMC, appraiser, and underwriter. At peak volume, that means missed closings and frustrated borrowers.

How CVUE Works

One review. Full repurchase protection.

1

Order an Appraisal

Submit a standard appraisal order through Class Valuation. CVUE is automatically applied if your company has qualified for the program.

2

CU Score & Ruleset Check

If the CU® score is ≤ 2.5 and the appraisal passes Class's automated ruleset, it is eligible for CVUE. This covers 80% of conventional appraisals.

3

Expert Review & Risk Coverage

Our valuation specialists combine advanced AI with expert human review and assume full repurchase risk for eligible loans.

4

You Skip the Review

No need to review low-risk files. Class Valuation has completed the work, saving you time and money on every eligible file.

Zero UW touch required

CVUE is Built for Lenders Who Want Certainty

Full Repurchase Defense

Class covers repurchase costs and associated resale penalties on eligible appraisals. No other AMC offers this.

Scale Without Hiring

Handle volume growth without adding underwriters. Free your existing team for higher-value work and avoid the cost of hiring UW staff with every rate cycle.

Predictable Timelines

Eliminate the revision loop uncertainty that makes closing dates a guessing game. With CVUE, eligible appraisals move through your pipeline without operational drag.

Multi-Touch Expert Review

Human specialists and advanced AI work together to review every eligible appraisal, catching issues that automation alone misses. Not a surface-level check.

Free Up Risk Reserves

With Class assuming 80% of your appraisal repurchase risk, lenders can reduce the capital held in risk reserve accounts, freeing liquidity to deploy elsewhere.

Long-Term Program Stability

CVUE is funded from Class Valuation's operating budget. This is a long-term commitment to the program, backed by a profitable, established business.

Appraisal Eligibility Requirements

Single-family residential and condominium appraisals

CU® score of 2.5 or lower

Includes hybrid appraisals

LTV and CLTV not exceeding 100%

First mortgage purchase and refinance

Properties located in the United States (no territories)

Let's Build Your CVUE Plan

CVUE is customized for every lender because no two operations are the same. Talk to a specialist to find out how the program fits your volume, team, and risk profile.