Reconsideration Request

**You must accept these guidelines by clicking “I Agree to the Above Statement” at the bottom of the guidelines prior to completing the form. You may also elect to download this fillable ROV Form PDF and upload the completed form to the order online.**

Client Instructions

We welcome and encourage you to use the Appraisal Reconsideration process to bring to light any
concerns you may have with the appraisal report. The lender (DE Underwriter for all the FHA appraisals) must fully complete this form and upload the document within the order online. You can expect a response within one (1) to four (4) business days of submitting your appeal; requests received after 3:00pm EST will be processed the following business day.

Once completed and reviewed you will be contacted by Class Valuation with the appraiser’s response. Only 1 (one) ROV is permitted. If you have any questions, please contact Class Valuation as soon as possible.


ONLY (4) CLOSED MLS SALES MAY BE SUBMITTED


STOP – PLEASE TAKE THE TIME TO READ THE FOLLOWING INFORMATION, AS IT WILL INCREASE THE CHANCES OF A POSITIVE OUTCOME.

Class Valuation will consider the ROV when there are factual errors, errors in the appraisal, or relevant sales were excluded.

To ensure the best possible response from the appraiser, we are asking that you reduce your number of sales to be considered to only four (4).  Please consider the following when determining appropriate sales:

  • Do not provide sales that are already included in the report.
  • Do not use a price-per-square-foot methodology as this is not an approved valuation method.
  • Do not use active or pending listings or sales that have closed after the effective date of the appraisal.
  • Avoid sales that are significantly larger or smaller than the Subject.
  • Avoid using dissimilar sales (i.e., location, condition, utility, etc).
  • Avoid using sales that are less proximate than those included in the report.

Remember, the investors are not going to accept sales that are outside the market area or require significant adjustments when there are more similar homes available within the defined neighborhood market.

If you would still like to file a reconsideration, please click on “Revisions” then “Reconsideration Request”. Please follow the instructions and accept the terms.

Conditions of the reconsideration:

Please include the sales for consideration below and limit the number of sales to just four (4). Each sale must be settled and closed prior to the Effective Date of the appraisal.

Please provide evidence to support that the appraiser’s conclusions, adjustments, and/or data are incorrect.

Class Valuation will examine the entire ROV request.  Do not submit a prior appraisal or AVM completed on the Subject property for the appraiser to comment on or compare data; it will be rejected. Instead, you can list the comps used or data from that appraisal if you feel they are relevant.

The language in the ROV cannot lead the appraiser to a value conclusion and do not ask for a specific value to support a purchase price or a loan amount.  The appeal should focus on facts rather than someone’s opinion.

If this ROV does not include appropriate support or is not in compliance with the AIR within the Interagency Guidelines, it will be returned to you for revisions.

This is a request of the appraiser (not Class Valuation) to make factual corrections, reconsider alternate sales and/or to provide additional support for their conclusions.  The appraiser has complete independence from all parties involved.  When the appraiser responds to the reconsideration, we will audit the report to make sure everything is in compliance with industry standards.

You may complete the web form below, or you may elect to download this fillable ROV Form PDF and upload the completed form to the order online.

  • Information

  • Contact Information

  • Appraisal Information

  • Content Dispute

  • Sales For Consideration

  • #1

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  • #2

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  • #3

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  • #4

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